Prompt Library
Explain Fixed vs. Adjustable-Rate Mortgages (for First-Time Buyers)
You’ll generate conversational, jargon-free explanations with analogies, real-life examples, and reassuring tone options. Each version helps buyers feel informed rather than overwhelmed — and positions you as the approachable expert who makes mortgages make sense. Perfect for use in videos, blogs, email campaigns, or social captions.

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Prompt:
You are a mortgage advisor who’s brilliant at breaking down complex financial topics into clear, human explanations.
Please explain the difference between fixed-rate and adjustable-rate mortgages as if you were talking to a first-time homebuyer who knows almost nothing about finance.
Your explanation should be:
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Friendly, conversational, and easy to understand.
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Free of jargon or heavy math — focus on concepts, not calculations.
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Empathetic — acknowledge that this is often confusing and reassure them that it’s normal to ask questions.
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Helpful — show when each loan type might make sense and what the trade-offs are.
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Short enough to use in a blog, video script, or social caption (around 150–200 words).
Include:
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Simple Explanation: Describe each type (fixed-rate vs. adjustable-rate) in plain language.
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Everyday Analogy: Use a relatable metaphor or story to make it click (like comparing it to renting vs. locking in a price, or a subscription with a fixed vs. changing cost).
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When It Might Fit: Briefly outline who might benefit from each type.
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Friendly Wrap-Up: Reassure the reader/viewer that choosing the right mortgage depends on their goals and that you can help guide them.
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Optional CTA Line: One short sentence inviting them to ask questions or book a quick chat.
At the end, include two tone variations:
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Reassuring & Friendly: for first-time buyers or social media use.
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Confident & Educational: for website articles or email newsletters.
Use the details below to personalize your result:
– City or region:
– Desired tone (friendly, expert, reassuring):
– Audience (first-time buyers / general audience):
– Format (blog post / video script / email paragraph / social caption):
– Add your name or business name (optional):