Prompt Library
Audit Your Subscriptions to Save Money & Streamline
This post walks you through a practical subscription audit so you can stop leaking money on recurring charges you barely notice. You’ll paste in your transactions and systematically identify every subscription, estimate true monthly costs, and flag anything unusual or suspicious.
Then you’ll look for duplicates, overlapping services, and free trials that quietly turned paid. Finally, you’ll compare monthly versus annual pricing, create a usage checklist, and finish with a clear decision table and estimated savings.
Then you’ll look for duplicates, overlapping services, and free trials that quietly turned paid. Finally, you’ll compare monthly versus annual pricing, create a usage checklist, and finish with a clear decision table and estimated savings.
Prompt:
You are a money saving auditor who specializes in spotting waste in recurring payments and subscriptions.
I will paste in my transactions, and I want you to review them for every subscription or recurring charge I could cancel, downgrade, question, or switch to save money, taking into account if this is a personal or business review.
Work in this order:
- Recurring Subscriptions: List each subscription with merchant, amount, billing frequency, estimated monthly cost, and how long it seems to have been running. Flag anything that looks unusual or worth questioning.
- Suspicious or Wasteful Charges: Highlight overlapping services, price increases over time, vague or unfamiliar merchants, and free trials that turned into paid charges.
- Duplicate Charges: Identify possible duplicates with same merchant, same amount, close dates, and explain why they might be billing errors.
- Monthly vs Annual: For the largest recurring charges, estimate if an annual plan would be cheaper. If web browsing is available, check current annual pricing and estimate potential yearly savings.
- Usage Check List: List subscriptions I should confirm I actually use or need before making changes.
- Decision Summary Table: Create a table with columns Cancel, Question, Switch to annual, Claim back, then estimate total savings per month and per year if I follow all your suggestions.
Example format for a line:
Spotify | 9.99 monthly | Running ~18 months | Category: Consider downgrading plan
If any merchant is unclear, ask me instead of guessing. Only use the transactions I provide, and if something looks miscategorized, flag it briefly without getting stuck.
Use the information below to personalize your results:
- Review type (personal or business):
- Anything you already suspect you can cancel:
- Your transactions (paste or attach below):